About Cape Financial
ABOUT CAPE FINANCIAL
Cape Financial is an independent and indigenous Financial Institution that is revolutionizing Credit and Risk Management business in South Africa. With a capital base of almost 1 Billion Rand and a decade of experience in credit management and Financial Advisory. Our team of experienced finance professionals, together with our systems and processes, combine to deliver excellent service that supports timely credit assessment and speed to settlement. Continuous training and development of our staff has ensured that Cape Financial Loans conducts itself within the spirit of the National Credit Act (NCA) and is fully committed to responsible lending. Making a difference to your business and financial lives. At Cape Financial's, we help South Africa businesses to prosper and grow. With many years of experience we' ll ensure you always get the best guidance. We' re with you every step of the way. This combined with our dedication to customer service ensures that once approved, our loans are paid out the very same day. So call us, email us or visit one of our branches to get the credit you deserve.!
RESPONSIBLE LENDING
Cape Financial Loans is a registered member of the NCR and complies with all the legislative requirements in terms of the National Credit Act. It is therefore not surprising that from the start to finish our communication and processes are comprehensive and transparent. This in turn enables us to fulfil our clients’ financial expectations timeously and responsibly. Responsible lending is not just a principle but is entrenched in our operational processes: Documentation and Agreements are easy to understand The Quotations we issue are valid for 5 working days Full disclosure is provided in respect of the principle debt, fees levied and interest rates charged Credit Bureau enquiries are performed with the consent of our clients We provide feedback on all applications Affordability calculations are performed to ensure that we don’t over indebt our clients Our customer centric methodology and individualised approach supports our Government’s objective to combat over- indebtedness and reckless lending whilst ensuring that all our clients receive the excellent service that they have become accustomed to when applying for a loan with Cape Financial Loans.