Online Loan Application
ONLINE LOAN APPLICATION
RESPONSIBLE LENDING
Cape Financial Loans is a registered member of the NCR and complies with all the legislative requirements in terms of the National Credit Act. It is therefore not surprising that from the start to finish our communication and processes are comprehensive and transparent. This in turn enables us to fulfil our clients’ financial expectations timeously and responsibly. Responsible lending is not just a principle but is entrenched in our operational processes: Documentation and Agreements are easy to understand The Quotations we issue are valid for 5 working days Full disclosure is provided in respect of the principle debt, fees levied and interest rates charged Credit Bureau enquiries are performed with the consent of our clients We provide feedback on all applications Affordability calculations are performed to ensure that we don’t over indebt our clients Our customer centric methodology and individualised approach supports our Government’s objective to combat over- indebtedness and reckless lending whilst ensuring that all our clients receive the excellent service that they have become accustomed to when applying for a loan with Cape Financial Loans.